Tuesday, July 31, 2007

Arranged Marriages and the Art of Mutual Fund Investments

Hmm, so where should I begin... Say that when I first heard the following line, I was, to say the least, offended. The similarity between a girl and a mobile phone is that "Kuch din aur intezaar kar liya hota, to aur bhi achcha model mil jata"

It left me astonished. But come to think of it, it was right to an extent. Like mutual fund investments, finding a girl, or getting your parents to do the same for you, can be a test of your patience, if you know the tricks of the trade.
Sounds confusing?
Lets take a look at the graph below. A bell shaped curve is shown with respect to time and expectations. In a typical case of a mutual fund investment, where you cannot predict the market, you are advised to invest in small amounts over a period of time. Whether the market is high or low, you can even out your investments and stand to gain in the long run anyway.
Arranged marriages are like a systematic mutual fund investment plan. If planned the right way, you mutually end up with a handsome profit. Rest not assured that one matrimonial section is going to yield the partner of your dreams. In a highly unpredictable world, diversify your investments. Look at all the matrimonial avenues, in all newspapers, websites. Don't confine yourself to partners of any one community - learn to be cosmopolitan. Spread your net over the span of time.

However, our bell shaped curve has its ups and downs. Say you are at point A. You have just started looking for a partner. Naturally, your expectations are on the rise. You reach point B, where you have almost met your criteria. If you are not the perfectionist, you are advised to quit at this point and give a big high five to the shehnaaiwala. However, if you are picky, you will move on to point C. This is the most dangerous point. If you recognise point C and realise that no matter what your expectations are, you cannot get better than this, you are a genious. Unfortunately, most of us are not. We reach C and then descend to B. With time, your expectations must lower themselves. At point B, most people would be wise enough to call it quits. A wise decision indeed. A majority of people fall into this category. Sadly, some of us still continue hoping that we will reach C and instead come down to A. At A - the game is over.

I am at a stage of my life where I am surrounded by friends most of whom are between B and C. Advice, comments and counsel flow as freely as the water of the municipal corporation. Some say its a gamble, some have learnt to measure it with their own stride and some have rather chosen to ignore it. I watch and learn...........


First Rain said...

Drinking free water from the municipality almost always upsets one's internals - hope you are faring better than that :)

Aparna.G said...

Aaah!Interesting perspective... but, how can you demean women??? On the other hand, i kinda agree, i think.. debatable..

Outside our company, on my own now, and I cant tell you how blissful it is!

I am back to the blogging world... I think!

Btw, where r u?? B or C? definitely not A...! :-)

One diffrence I can point out, is the longevity of the agreement - in marriage, its lifelong, in an investment, well, "there today, gone tomorrow"!!!

Anonymous said...